DFW Metroplex
Net Proceeds Calculator (Listing vs Cash Offer)
This is a simple worksheet to estimate true net proceeds—so you can compare options using the same math. Numbers vary by deal; this is for planning and apples-to-apples comparisons.
Quick formula
Net = Price − commissions/fees − closing costs − credits/repairs − payoff/liens
Calculator
Scenario A: Listing (as-is or minimal prep)
Estimated net (listing)
$0
Includes commission + seller closing costs (percent-based) plus credits and payoff.
Line items
Commission: $0
Closing costs: $0
Credits: $0
Payoff/liens: $0
Scenario B: Cash offer
Estimated net (cash)
$0
Models percent-based fees/closing plus reductions and payoff.
Line items
Fees: $0
Closing costs: $0
Reductions/credits: $0
Payoff/liens: $0
How to use this well
- Don’t compare headline numbers. Compare net after fees, credits, and payoff.
- Model time & risk separately. If listing takes longer, include carrying costs in your decision.
- Watch terms. Long option periods and “retrade” tactics can change the final cash net.
Not legal, tax, or financial advice. Use for planning and consult your professionals for deal specifics.
Related guides
Cash offer vs listing
Compare true net proceeds, terms, fees, and timeline tradeoffs.
Sell as-is in DFW
Minimal prep that matters + how to reduce renegotiations.
House needs repairs
Repair triage: what to fix vs skip to protect net proceeds.
Hoarder / odor situations
Minimal prep that reduces fear and improves offers.
Inherited / probate homes
Estate strategy, carrying costs, and choosing the right buyer pool.
All guides
See the full set of DFW distressed sale resources.
FAQ
What seller closing cost % should I use in DFW?
For planning, many sellers model 1–3% (excluding agent commission). Your exact number depends on title policy, escrow fees, negotiated costs, and deal structure.
What “fees” should I model for a cash offer?
Some buyers charge service/admin/processing fees or shift closing costs to the seller. If the contract has a fee line, model it here so you’re comparing true net.
How do I account for repairs and unknowns?
Use credits/concessions to model the likely “price adjustment” for condition. The goal isn’t perfect accuracy— it’s comparing options with the same assumptions.
Should I include time/carrying costs in this calculator?
Yes—separately. Add mortgage, taxes, insurance, utilities, and HOA for the expected timeline of each option, then compare totals.
Why does a “higher” cash offer sometimes net less?
Fees, seller-paid closing costs, and later price reductions can erase the headline number. Always compare net using the contract terms.
Want us to run your numbers?
Send the address and any offers you have. We’ll outline the best path to maximize net proceeds.